"My checking
is with YVCU;
I love their service!"

Jerry
YVCU Member


Checking Accounts

Checking Accounts at your Credit Union give you the convenience you've been looking for! You can choose Dividend or FREE Economy Checking and receive these special benefits:

  • FREE Home Banking - Online access to your account 24 hours a day.
  • FREE Bill Payer - Pay bills right from your checking account and save money on the cost of stamps and printed checks.
  • FREE e-Statements - Monthly statement available online. No waiting for the mail.
  • FREE ATM Withdrawals at YVCU owned machines and through the Northwest Credit Union Alliance
  • FREE Debit Card
  • Pre-authorized payments from checking.
  • CourtesyPay* and Overdraft Protection from another account, VISA credit card, or line of credit.
  • No charge to talk to a teller.
  • Automatic transfers to certificates.
  • Convenient automatic deposit plans.
  • Traveler's checks at no charge.

FREE Economy Checking

The Economy Checking Account is designed for the member who wants a basic FREE checking. It only takes $50 to open the account and there is no monthly fee or minimum balance.

Dividend Checking

The Dividend Checking Account is designed for members who want to earn interest on their checking account. You'll receive the following:

  • Earns interest on accounts with a minimum balance of $250.
  • No reissue fee for ATM or Visa Debit Cards.
  • First order of checks is discounted.
  • Two free cashier's checks a day.
  • No service fee with a $250 minimum balance ($6 per month if below minimum balance).

Daily Action Investment Account

This is a special type of high yield checking account that is competitive with today's money market funds.

  • Term - daily.
  • Minimum Balance - $2,000.
  • Rate - varies according to balance (different rate with a minimum of $2,000 and $25,000).
  • Additional Deposits - no minimum.
  • Minimum Withdrawal - $500.
  • Account Access - by check, Home Banking, or over the counter.

Money Market Advantage Account

This account is designed for members wanting a higher-balance, higher-yield checking account.

  • Term - daily.
  • Minimum Deposit to Open Account - $25,000
  • Rate - varies according to balance (rate intervals: $10,000, $25,000, $50,000, and $100,000+)
  • Additional Deposits - no minimum.
  • Minimum Withdrawal - $500
  • Account Access - by check, Home Banking, or over the counter.

For more information please call 248-1720 (800-347-9222 outside the Yakima calling area), send an e-mail, or visit any Yakima Valley Credit Union location.

Must be a member with a share account of at least $50. Checking accounts upon approval.

*Must be at least 18 years old and not past due on any Credit Union obligation. New checking accounts opened 90 days or less may have a $100 limit including fees. Eligibility is at the discretion of the Credit Union. Opt-out notice must be in writing. Repayment of overdraft balance and fees is payable upon demand. If payment is not made within 31 days, CourtesyPay may be suspended. The fee may be imposed for overdrafts created by checking, ATM withdrawals, debit card transactions or by other electronic means, as applicable.

 

MEMBERS Financial Services Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. Equal Housing Opportunity