Upcoming Office Closures
Thursday,
November 26, for
Thanksgiving DayThursday,
December 24, at 1 p.m.
and Friday
December 25 for
ChristmasFriday,
January 1 , for
New Year's Day
For your convenience, ATMs are available on the corner of Tieton Drive & 4th Avenue (drive-up machine), at the Selah, Terrace Heights and Westside Offices (drive-up lane), and the Toppenish Office.If you are enrolled for Home Banking, you can check balances, transfer money, verify checks that have cleared, pay your YVCU loan and Visa payments, and much more.
Click here for more information or to enroll.
Yakima Valley Credit Union
RESOURCE
Receive Rewards with YVCU Checking and SAVE MONEY!
Having a checking account at Yakima Valley Credit Union is more rewarding than ever! Members with a checking and debit card, who also use Home Banking, e-Statements & Bill Payer will get these rewards*:
- .10 basis point increase on a new certificate
- Free checks
- ¼ % a.p.r. discount on future vehicle loans
- .25 % off closing costs (up to $500) on a First Mortgage Loan
- One overdraft fee waived per year
If you already have the services listed above; congratulations – you already qualify for the rewards on all your future requests.
To find out more about checking and the e-Services shown above, and how you can start earning rewards, click here, stop by any YVCU location, or call 248-1720 today!
*Loans and checking upon approval. Special conditions may apply. Request must be initiated by member for overdraft fee to be waived. At least 3 bills must be consistently paid through Bill Payer to qualify for free checks and member must request the free checks at the time the check order is placed. Rewards cannot be applied to existing loans or certificates and are only valid on future requests.
Buying a new car can be more affordable than ever!
There are many ways that you can make a new car purchase more affordable. Here are just a few:
- A lower interest rate – YVCU members, with Checking Rewards and Auto Pay, receive a half of a percent reduction in their annual percentage rate. A lower rate means less interest to pay and possibly lower payments, depending on the term you choose.
- Insurance – Check with your insurance company before making the purchase to find out which new vehicle models are the least expensive to insure. Test-drive those vehicles first to see if they might work for your lifestyle.
- The type of car – Considering how much you will drive, where you will drive, and how many passengers you will take are important factors in choosing which car you will buy. Fuel efficient vehicles can stretch your budget and help the environment as well.
- Additional coverage – YVCU offers Mechanical Breakdown Coverage; Gap Insurance; and Payment Protection at lower rates than you might find elsewhere. When you’re ready to get your loan, a loan representative can give you a variety of options to consider.
- Know your facts – Visit the following Web sites for more helpful information before you buy: www.safercar.gov, www.nhtsa.gov, www.fueleconomy.gov.
Mark Your Calendar!
DAHLER® (YVCU’s Children’s Club mascot) and Santa will be coming to Yakima Valley Credit Union for photos.
Where: YVCU Admin Building (501 S 5th Avenue – Yakima)
When: Saturday, December 12 from 11 a.m. to 2 p.m.The cost will be $5 and includes two 5x7” photos of the same pose. Proceeds will benefit the Yakima Fire Department’s fire safety training program.
Copyright 2009 ® DAHLER is a registered trademark of Yakima Valley Credit Union
Shop Safely Online
Shopping online can save time and minimize stress, but know a few simple rules before you purchase online.
- Only buy from familiar companies. Confirm the seller's contact information in case you have questions or problems in the future. Know exactly what you're buying. Carefully read the product description. Remember--if it seems too good to be true, it probably is.
- Protect your privacy. Read and understand the company's online privacy policy and keep any personal information, passwords, or PINs (personal identification numbers) private. Look for these signals indicating that you have entered a secure Web page:
- A screen notice that says you're visiting a secure site
- A closed lock or unbroken key in the bottom corner of your screen
- The first letters of the Internet address you are viewing change from "http" to "https"
- Pay safely. After you review all terms of the sale, such as cost for shipping, delivery date, and return policy, you are ready to buy. Credit or charge card payments offer consumers the most protection. Finally, print all transaction records and any other useful information pertaining to your purchase.
Although online shopping allows you to simplify your shopping with just a few mouse clicks, remember to practice safe browsing as well.
Source: Federal Citizen Information Center
Copyright 2009 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.
For more information please call 248-1720 (800-347-9222 outside the Yakima calling area), send an e-mail, or visit any Yakima Valley Credit Union location.
