Federal Regulation D What is Regulation D? It is a Federal Regulation which limits the number of transfers, withdrawals and third party payments that can be made on or from a regular share (savings) account. Transactions performed electronically or with the use or aid of an electronic device are subject to limitation. Electronic transactions are limited to 6 per month from a regular share (savings) account. These include telephone, automated clearinghouse (ACH), fax, data transmission, home banking, bill paying, automatic transfers, or any other arrangement by the credit union to pay a third party from the member's account. (Transactions made in person at a Credit Union office are not subject to the limitations.) To visit the Federal Reserve Web site and read the entire Regulation, click here. For more information please call 248-1720 (800-347-9222 outside the Yakima calling area), send an e-mail, or visit any Yakima Valley Credit Union location.