Share Rates

Effective May 2008		Dividend Rate/ Annual Percentage Yield (APY		Minimum Bal. to Earn APY	Minimum Opening Deposit	MInimum Daily Balance	Minimum Balance to Avoid Service Fee	Monthly Service Fee	Method of Dividend Computation	Payment of Dividends	Special Features
		RATE	APY
Share Account		1.25%	1.26%	$50	$50	$50	N/A	N/A	Daily Balance	Monthly
Health Savings Account (Suffix 27)		1.25%	1.26%	$100	$0	$100	$2,000	$2 (if below min.)	Daily Balance	Monthly
		1.75%	1.76%	$2,000
		2.50%	2.53%	$25,000
Dividend Checking (Suffix 9 or 6)		0.60%	0.60%	$250	$100	$250	$250	$6 (if below min.)	Daily Balance	Monthly
		0.80%	0.80%	$5,000
		1.00%	1.00%	$25,000
Economy Checking (Suffix 8)		N/A	N/A	N/A	$50	N/A	N/A	N/A	N/A	N/A
Daily Action (Suffix 7)		1.55%	1.56%	$2,000	$2,000	$2,000	N/A	N/A	Daily Balance	Monthly
		2.10%	2.12%	$25,000
Money Marketing Advantage (Suffix 17)		2.40%	2.43%	$25,000 - $49,999	$25,000	$10,000	N/A	N/A	Daily Balance	Monthly
		2.65%	2.68%	$50,000 - $99,999
		3.00%	3.04%	$100,000+
Certificate & IRA Accounts (Fixed Rate)	3 mo.	2.60%	2.63%	$500	$500	$500	N/A	N/A	Daily Balance	Monthly
		2.80%	2.84%	$10,000
		3.00%	3.04%	$75,000
	6 mo.	3.10%	3.14%	$500
		3.30%	3.35%	$10,000
		3.50%	3.56%	$75,000
	12 mo.	3.20%	3.25%	$500
		3.40%	3.45%	$10,000
		3.60%	3.66%	$75,000
	24 mo.	3.20%	3.25%	$500
		3.40%	3.45%	$10,000
		3.60%	3.66%	$75,000
	36 mo.	3.30%	3.35%	$500
		3.50%	3.56%	$10,000
		3.70%	3.76%	$75,000
	48 mo.	3.40%	3.45%	$500
		3.60%	3.66%	$10,000
		3.80%	3.87%	$75,000
Certificate Accounts (Variable Rate) 18 Month Term		1.93%	1.95%	$1,000	$1,000	$1,000	N/A	N/A	Daily Balance	Monthly
		1.98%	2.00%	$10,000
		2.03%	2.05%	$25,000
		2.08%	2.10%	$50,000
		2.13%	2.15%	$75,000
		2.18%	2.20%	$100,000+
IRA Master Account		1.55%	1.56%	$50	$50	$50	N/A	N/A	Daily Balance	Monthly

For more information please call 248-1720 (800-347-9222 outside the Yakima calling area), send an e-mail, or visit any Yakima Valley Credit Union location.

Rates also available on certificate accounts with deposits of $100-$499.99.
Rates are subject to change. APR - Annual Percentage Rate. APY - Annual Percentage Yield.
Special conditions and terms may apply. Early withdrawal penalties for Certificate Accounts and IRA Share Certificates.  

All fees subject to change. *Must be at least 18 years old and not past due on any Credit Union obligation. New checking accounts opened 90 or less may have a $100 limit including fees. Eligibility is at the discretion of the Credit Union. Opt-out notice must be in writing. Repayment of overdraft balance and fees is payable upon demand. If payment is not made within 31 days, CourtesyPay may be suspended. The fee may be imposed for overdrafts created by checking, ATM withdrawals, debit card transactions or by other electronic means, as applicable.