Share Rates
Effective
November 2009 |
Dividend Rate/ Annual Percentage Yield (APY)
|
Minimum Bal. to Earn APY
|
Minimum Opening
Deposit |
MInimum Daily Balance to Earn Dividend |
Minimum Balance to Avoid Service Fee |
Monthly Service Fee |
Method of Dividend Computation |
Payment of Dividends |
Special Features |
||
RATE
|
APY
|
||||||||||
0.25% |
0.25% |
$50 |
$50 |
$50 |
N/A |
N/A |
Daily Balance |
Monthly |
 |
||
0.25% |
0.25% |
$10,000 |
|||||||||
Health Savings Account (Suffix 27) |
0.50% |
0.50% |
$100 |
$0 |
$100 |
$2,000 |
$2 (if below min.) |
Daily Balance |
Monthly |
 |
|
0.50% |
0.50% |
$2,000
|
|||||||||
0.70% |
0.70% |
$25,000 |
|||||||||
Dividend Checking (Suffix 9 or 6) |
0.20% |
0.20% |
$250 |
$100
|
$250
|
$250
|
$6 (if below min.)
|
Daily Balance
|
Monthly
|
 |
|
0.40% |
0.40% |
$5,000 |
|||||||||
0.60% |
0.60% |
$25,000 |
|||||||||
Free Checking (Suffix 8) |
N/A |
N/A |
N/A |
$50 |
N/A |
N/A |
N/A |
N/A |
N/A |
 |
|
Daily Action (Suffix 7) |
0.50% |
0.50% |
$2,000 |
$2,000 |
$2,000 |
$2,000 |
$5 (if below min.) |
Daily Balance |
Monthly |
 |
|
0.70% |
0.70% |
$25,000 |
|||||||||
Money Market Advantage (Suffix 17) |
1.00% |
1.00% |
$25,000 - $49,999 |
$25,000 |
$10,000 |
$25,000
|
$5 (if below min.)
|
Daily Balance |
Monthly |
 |
|
1.10% |
1.11% |
$50,000 - $99,999 |
|||||||||
1.20% |
1.21% |
$100,000+ |
|||||||||
Certificate & IRA Accounts (Fixed Rate) |
3 mo. |
0.70% |
0.70% |
$100 |
$100
|
$100 |
N/A |
N/A |
Daily Balance |
Monthly |
 |
0.90% |
0.90% |
$10,000 |
|||||||||
1.10% |
1.11% |
$75,000 |
|||||||||
6 mo. |
1.10% |
1.11% |
$500 |
||||||||
1.30% |
1.31% |
$10,000 |
|||||||||
1.50% |
1.51% |
$75,000 |
|||||||||
12 mo. |
1.60% |
1.61% |
$500 |
||||||||
1.80% |
1.81% |
$10,000 |
|||||||||
2.00% |
2.02% |
$75,000 |
|||||||||
24 mo.
|
1.85% |
1.87% |
$500 |
||||||||
2.05% |
2.07% |
$10,000 |
|||||||||
2.25% |
2.27% |
$75,000 |
|||||||||
|
36 mo. |
2.10% |
2.12% |
$500 |
||||||||
2.30% |
2.32% |
$10,000 |
|||||||||
2.50% |
2.53% |
$75,000 |
|||||||||
48 mo. |
2.35% |
2.38% |
$500 |
||||||||
2.55% |
2.58% |
$10,000 |
|||||||||
2.75% |
2.78% |
$75,000 |
|||||||||
0.44% |
0.44% |
$1,000 |
$1,000 |
$1,000 |
N/A |
N/A |
Daily Balance |
Monthly |
 |
||
0.49% |
0.49% |
$10,000 |
|||||||||
0.54% |
0.54% |
$25,000 |
|||||||||
0.59% |
0.59% |
$50,000 |
|||||||||
0.64% |
0.64% |
$75,000 |
|||||||||
0.69% |
0.69% |
$100,000+ |
|||||||||
0.50% |
0.50% |
$50 |
$50 |
$50 |
N/A |
N/A |
Daily Balance |
Monthly |
 |
||
For more information please call 248-1720 (800-347-9222 outside the Yakima calling area), send an e-mail, or visit any Yakima Valley Credit Union location.
Rates also available on certificate accounts with deposits of $100-$499.99.
Rates are subject to change. APR - Annual Percentage Rate. APY - Annual Percentage Yield.
Special conditions and terms may apply. Early withdrawal penalties for Certificate Accounts and IRA Share Certificates.All fees subject to change. *Must be at least 18 years old and not past due on any Credit Union obligation. New checking accounts opened 90 or less may have a $100 limit including fees. Eligibility is at the discretion of the Credit Union. Opt-out notice must be in writing. Repayment of overdraft balance and fees is payable upon demand. If payment is not made within 31 days, CourtesyPay may be suspended. The fee may be imposed for overdrafts created by checking, ATM withdrawals, debit card transactions or by other electronic means, as applicable.
